Mortgage Loans

Mortgage rates are at an all time low. Now is the perfect time to refinance or to buy a new home.

According to the New York Times, while interest rates are low, loans are harder to get. “It’s not unusual for lenders to tighten the credit reins during a downturn, but the current situation has made it especially challenging for them to get an accurate read on consumers’ financial health.”

Quontic Bank is one of only 2% of banks in the U.S. to earn a U.S Treasury CDFI designation for delivering on its mission to elevate the financial strength of low-income Americans. Most notably, more than 70% of Quontic’s mortgages are to low-income households.

Learn more about the CDFI fund.